Guber Banca has acquired a minority stake in the social innovation startup B Corp benefit company ‘Homes4All.’

The Brescia-based bank, a rapidly growing challenger bank and leader in NPE (Non-Performing Exposures) and SME services, has announced a collaboration of significant social value, aligning with its values and ESG projects. The Board of Directors has given the green light for the acquisition of a minority stake in ‘Homes4All Srl innovative startup B Corp benefit society’ (‘H4A’).

Certified as a B Corp, H4A is a Benefit Company founded in 2019 in Turin with a mission to create new affordable and quality housing models, promoting sustainable balance between free access to a fundamental asset like a home and the profit of private investors. H4A aims to become a reference point in national social housing, an area where initiatives are currently fragmented, and to have a significant impact on the country socially, economically, and environmentally.

Following Guber’s efforts in support of the ‘Fondo Salva Casa,’ a project designed to provide an alternative financial plan for those at risk of losing their homes due to economic difficulties, the partnership with H4A signifies a further commitment to the issue of the housing emergency.

In this context, Homes4All represents true innovation, having developed a model capable of evaluating and measuring the results of its operations to provide investors with ethical and profitable opportunities.

Francesca Bazoli, President of Guber Banca, stated: ‘The acquisition of a minority stake in Homes4All is an integral part of a broader project aimed at combining business success with initiatives that have a social impact on the territory. The housing emergency has always been a very sensitive issue at Guber, as evidenced by our proactive work on the ‘Fondo Salva Casa,’ a measure designed to assist small property owners in difficulty. We are very pleased to be part of Homes4All, which we believe is capable of generating an even more significant social impact on individuals, communities, and the environment‘.

Mario Montalcini, CEO of Homes4All, said: ‘We are proud that Guber Banca, the national expert in credit management, central to the operations of Homes4All, and recognized in the industry for its commitment to developing initiatives that promote crucial issues such as environmental sustainability, social inclusion, financial education, and community support, has decided to join our company. We welcome their choice with enthusiasm, which will certainly contribute to accelerating our national growth path by combining the right technical expertise on the issue of the housing emergency‘.


Guber Banca

Guber, founded in 1991 by Francesco Guarneri and Gianluigi Bertini as a specialized credit management operator, was the first Italian bank to receive new authorization from the European Central Bank in 2018. Five years after its founding, it ranks among the leading operators in the sector with over 11 billion euros of credits under management. The innovative market approach and the Bank’s ability to adapt to the most diverse situations over time have allowed the development of multiple services to support SMEs in their growth processes. NPL (Non-Performing Loan) and UTP (Unlikely to Pay) management has been complemented by new businesses such as financial operations in special situations, purchase of tax credits, evolved factoring, advisory, due diligence, and real estate consulting, among others. Today, Guber Banca is an innovative, dynamic, and rapidly growing challenger bank where digital merges with the human factor in a virtuous intertwining: ‘Guber Banca – digital, but human first.’

Marco Bugliani
Communication Manager
Guber Banca

Angelo D’Angelo
Community Press Office



Homes4All is an innovative startup, a B Corp benefit society with high social impact that reduces the housing emergency by promoting urban regeneration through its network of private investors sensitive to sustainability. Its activity involves the acquisition, renovation, and management of properties for social purposes from the non-performing properties within the City of Turin and nationally. This creates an ecosystem where needy families find dignified and accessible homes, and investors make ethical and profitable investments. Homes4All intervenes directly in the territory, focusing on specific areas of the city with high potential for redevelopment, thereby activating processes of urban regeneration and social innovation

Mario Montalcini
+39 347 4971188

Giorgia Di Cintio
Communication Manager
+39 3299660609